Who pays the mortgage if we split up?

A joint mortgage means you’re both liable for the mortgage until it has been completely paid off – regardless of whether you still live in the property. If you miss a payment or fall behind on payments, it will negatively affect both yours and your ex-partner’s credit report.

Do I legally have to pay half the mortgage?

Yes, your ex will have to pay half of the mortgage if they are listed on the mortgage as you will be both equally liable to the mortgage lender and in the case of the mortgage being defaulted then the mortgage lender will come after the both of you for the mortgage balance plus any costs.

What happens to a joint mortgage after a separation?

Paying the mortgage after separation. After you’ve separated, it’s important to still keep repaying the mortgage on time, even if you’re still deciding what to do. A joint mortgage means you’re both liable for the mortgage until it has been completely paid off – regardless of whether you still live in the property.

How are you entitled to a joint mortgage?

any help would be hugely appreciated. How have you been paying the mortgage — out of a joint account? You are entitled to half the equity of the house after it is sold, plus child support – you are not entitled to maintenance for yourself. If you were married you would be entitled to more.

Do you have to pay mortgage when you split up?

Couples who no longer want to live together must agree on who is paying the mortgage after separation. This can often be a challenge as emotions boil over during what can be a difficult time. What is worse is when one of the joint owners stops paying the mortgage and claims they don’t have to pay as they no longer live at the property.

When do joint owners stop paying the mortgage?

This can often be a challenge as emotions boil over during what can be a difficult time. What is worse is when one of the joint owners stops paying the mortgage and claims they don’t have to pay as they no longer live at the property.