technology insights
What caused the subprime crisis?
The subprime mortgage crisis of 2007–10 stemmed from an earlier expansion of mortgage credit, including to borrowers who previously would have had difficu...
Feb 09, 2026 1 Views
Topics: Technology Insights
technology insights
Can you pay off a loan before the term ends?
Overview: Paying Off Your Mortgage Early At the end of your loan, a much larger percentage of your payment goes toward principal. Making additional princi...
Feb 09, 2026 1 Views
technology insights
Can an unemployed person cosign a student loan?
Private student loans may be available for unemployed students. You may need to have a cosigner to receive the loan. Citizens Bank and Sallie Mae may prov...
Feb 09, 2026 1 Views
technology insights
Can I get loan for farmhouse?
A.No, loan to purchase a farm house or agricultural land can’t be considered home loan. Land loans are not under any tax exemptions. As per the latest cha...
Feb 09, 2026 1 Views
technology insights
Can I get student loans while on disability?
If you’re a federal student loan borrower facing long-term disability and can’t work, you may be eligible for student loan forgiveness through Total and P...
Feb 09, 2026 1 Views
technology insights
What is the advantage of an ARM loan?
Pros of an adjustable-rate mortgage It allows borrowers to take advantage of falling rates without refinancing. Instead of having to pay a whole new set o...
Feb 09, 2026 0 Views
technology insights
Can you get OSAP and ODSP?
If you get financial support through the Ontario Disability Support Program ( ODSP ), you can also apply for OSAP . OSAP is meant to help cover your educa...
Feb 09, 2026 1 Views
technology insights
What are examples of short term loans?
Sources of short-term loans for businesses Merchant cash advances. Lines of credit. Payday loans. Invoice financing. Overdraft agreements. Accounts receiv...
Feb 09, 2026 1 Views
technology insights
How many budgeting Loans can I have in a year?
There’s no set limit to how many budgeting loans you can have in a year. You can either have one budgeting loan up to your maximum entitlement amount, or ...
Feb 09, 2026 1 Views
technology insights
What is regulation O in banking?
Regulation O is a Federal Reserve regulation that places limits and stipulations on the credit extensions a member bank can offer to its executive officer...
Feb 09, 2026 1 Views
