domestic affairs
Is a secured or unsecured loan better?
A secured loan is normally easier to get, as there’s less risk to the lender. That means a secured loan, if you can qualify for one, is usually a smarter ...
Feb 09, 2026 1 Views
Topics: Domestic Affairs
domestic affairs
What is the average rent or mortgage payment?
Applying current mortgage loan rates, you can estimate the following average monthly mortgage payments: $1,700 per month on a 30-year fixed-rate loan at 3...
Feb 09, 2026 1 Views
domestic affairs
What is a Truth in Lending Agreement?
A Truth-in-Lending Disclosure Statement provides information about the costs of your credit. Your Truth-in-Lending form includes information about the cos...
Feb 09, 2026 1 Views
domestic affairs
Can I refinance my mortgage after 2 years?
You have to wait six months after your most recent closing (usually 180 days) to refinance if you’re taking cash-out. Otherwise, there’s no waiting period...
Feb 08, 2026 1 Views
domestic affairs
Can I refinance a first mortgage and not the second?
If you refinance your first mortgage but not your second mortgage, the second mortgage is promoted into first position (because it’s older than the new fi...
Feb 08, 2026 1 Views
domestic affairs
What is the meaning of loan origination?
Loan origination is a process by which a borrower applies for a loan, and a lender disburses it or rejects the application. The origination process includ...
Feb 08, 2026 0 Views
domestic affairs
What is a medium term loan example?
A loan with a maturity generally between one year and 10 years. For example, if one borrows $10,000 to pay for college, and must repay it in seven years, ...
Feb 08, 2026 1 Views
domestic affairs
How long does a paid default stay on credit file?
six years How long does a default stay on your credit file? A default will stay on your credit file for six years from the date of default, regardless of ...
Feb 08, 2026 1 Views
domestic affairs
Can you get a student loan for a foreign university?
Studying your whole degree overseas If you want to study an entire degree abroad, you’ll usually have to apply to universities independently. This can be ...
Feb 08, 2026 0 Views
domestic affairs
Where does the money for student loans come from?
Student loans can come from the federal government, from private sources such as a bank or financial institution, or from other organizations. Loans made ...
Feb 08, 2026 1 Views
