Can I be denied a job because of debt?

Some states and major cities have enacted legislation that protects applicants from having their credit histories used against them in hiring and other employment practices. However, the majority of states still allow private employers to use poor credit history as a lawful reason to reject a job seeker’s application.

Do employers look at debt?

Most are not. The general rule in California is that an employer may not consider acquire or consider a person’s credit report in making job decisions except for applicants for or employees in: positions for which information in the credit report is legally required to be disclosed.

Does debt come up on background check?

The short answer is no, your credit score doesn’t usually show up on a standard background check — though sometimes landlords may submit a request for a credit score separately. (You’ll have to give your written permission for them to do so.) But your credit history could still affect your application.

How does debt affect your chances of getting a job?

Ironically, current debt levels can be a bigger detriment than a prior bankruptcy or foreclosure. While major negative credit events are in the past, a high level of debt represents an ongoing problem. An employer may see it as a complication that could affect your performance if hired.

How does debt counselling affect your employment opportunities?

Judgements and defaults will show that you are failing to address your debt problems and take responsibility for your actions. Employers are most likely to view this in a negative light and will be hesitant to hire you.

Can a low credit score keep you from getting a new job?

Depending upon the employer, either the low credit score or the high debt level could be an obstacle to an employment offer. Employers likely have a certain range within which they consider both acceptable credit scores and debt levels.

How does debtbusters work with your employment status?

DebtBusters deals with clients from a variety of industries. Most importantly however, DebtBusters interactions with clients are strictly confidential and will not notify employers about the clients debt review status.